The best there is in credit building.
We do the work. You get the credit! No fees, lower interest rates, and banked in the USA
A guy standing in front of a truck

The Quick, Easy Way
to get the credit
you need. fast!

Member FDIC. Loans subject to approval
  • No Fees
  • Lower
  • Banked
    In the USA

Struggling with low credit or no credit? You need a lift!

We’re 5Star Bank, a full-service community bank based in Colorado, member FDIC. The best there is in Credit Building.

Over 100 million people in the US struggle with low or NO credit. *Source: Experian 2/2022

CreditUp, is the way up, with no fees, lower interest rates and banked in the USA. CreditUp by 5Star Bank - Welcome to the simplest way to save, and build the credit you need.

We want you to succeed! Watch your savings and credit score grow through your account portal. Enter how much money you’d like to save over the term you choose, and CreditUp calculates your total loan amount and monthly payment. Funds from your CreditUp loan are placed in a savings account in your name and are released once the loan is paid in full. This savings account is the collateral for your loan. After all payments are complete, you decide to keep the funds in your savings account or have the funds sent to you.

Click HERE to get more information on how the program works.

Five Star Reviews

Guy standing in front of a truck
Better Credit got me a better rate on my new truck loan.
A family standing together
We started our own business and I love that we can keep track of our credit on the go.
Jonathan & Keri
A couple standing together
To get the right house for our family we needed to improve our credit.
Travis & Shona